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hg008..com A picture to see the thinking of the poor: how we fell into poverty and busyness

A picture to see the thinking of the poor: how we fell into poverty and busyness

Source: Time: 2020-01-07 18:07:01

Millennium Tongzhou vitality north stream

For example, people who are short of time will say, give me some more time, I can guarantee the progress of the task; people who are short of money will say, give me a working capital of 3000 yuan, and the situation will be better next month.
Is this really the case? The author of the original book may have seen this a long time ago, so he specifically pointed out:
The scarcity trap is particularly bitter. It makes people feel that with just a little more resources, you can get rid of all the debt you owe and you can escape this vicious circle.
And when it really gives you resources, can you get out of this vicious circle? not necessarily.
The author deliberately carried out experiments. There are some hawkers in the Indian market, and their lives are very difficult due to debt, and there is no cash to expand their business.
The author conducted a follow-up study of hundreds of hawkers and divided them into two groups, A and B:
Group A maintained the status quo and did not provide them with financial assistance. For group B, the author provided them with a one-time funding supplement to help them pay off all their debts and allow them to escape the scarcity trap.
After a year-long follow-up study, everyone may feel that Group B's life will be better, but this is not the case.
The follow-up study found that for the hawkers in Group B who had no debt, in the first few months, they did not spend their cash arbitrarily and did not borrow again, and their living conditions have greatly improved compared to the past.
However, in the following months, the hawkers returned to their original state one by one. By the end of the year, all of them have accumulated the same amount of debt as the group without cash assistance.
We will all be surprised, why is this happening?
The key to the problem lies in the lack of spare time.
Although there are no debts, these hawkers still have a hard time. Once they encounter unexpected events (such as weddings, illnesses, etc.), they are unable to cope and have to borrow debts again, thus falling into the scarcity trap and repeating the mistakes.
As stated in the book Scarcity:
"Any bit of instability threatens people living on the edge of scarcity traps, because they don't have enough spare time to absorb these instability factors and can only let them affect their lives."
Fourth, the actual case resumption: how do we push ourselves into despair?
In the process of career planning consulting conducted by First Workplace.com, we found that after making mistakes, many clients can clearly recognize the mistakes made in the past career path, and have summed up lessons and experiences.
A customer wrote after 7 years of detour:
"You must use various methods to mature yourself as quickly as possible, to know what you are doing and what you need to do. It is important to choose a job that is suitable and suitable for you. Otherwise, you will be tired, have no grades, and cannot grow up."
Another client who graduated 3 years and changed 4 jobs wrote:
"I still need to plan my career early, think more about what is suitable for me, and how I should work hard. Sometimes choice is more important than hard work. You can't get past it. Time is lost inadvertently."
"It must be considered in the long run." This truth seems easy to understand, but it is not easy to implement under the influence of scarcity and peeping mentality.
Because at this time your executive control is reduced.
For those whose career development is not smooth and has been taking a detour, many of their behaviors, such as employment before choosing a career, pursuit of stability, and lack of long-term career planning awareness, are typical borrowing behaviors.
The consequences of this kind of behavior do not show up immediately, often only after 2 or 3 years or even 3 or 4 years. Waiting for a remedy after things are in crisis is much more difficult than controlling in advance.
But unfortunately, many people do not think forward before entering the workplace, which leads them to make mistakes one after another and push themselves into a state of utter danger.
Then it takes a lot of time and opportunity costs to make up for the mistake.
We can review the career development of these workplace losers with a picture:
On page 143 of Scarcity, there is this passage:
The person who has been living on borrowing does not spend much on what he wants, and much of his income is used to repay the loan;
Those who have been unable to keep up with the progress have not spent enough time to complete the work that needs to be completed, but have spent a lot of time catching up with the work that should have been completed long ago.
By the same token, for those who are taking a detour, they do not have enough time to think about the future. Instead, they spend a lot of time on a detour that repeats the mistakes they have made.
And the root cause of all these vicious circles is the spy behavior caused by the scarce mentality, allowing you to put aside those important but not urgent matters.
Compared to the rent to be paid next week, thinking about a future career is important, but not urgent. You can push it backwards, and say when you have time and energy in half a year.
And really wait until half a year later, there will be other urgent things haunt you at that time, so this matter has to push back again.
Repeatedly, repeatedly, and so delayed, unknowingly, two or three years passed.
The important issues you should have thought about long ago. Until then, because you really couldn't stand the heavy pressure brought by the previous short-sighted choices, you finally decided to make a determined decision and you must think about your career in the long run.
At this time, it is often too late, because the pressure you are facing is greater: the pressure of age, the pressure of buying a house, the pressure of getting married and having children, the pressure of lacking a skill, the pressure of worldly ideas ... making you unable to breathe.
What's more terrible is that under these pressures, your executive control is also declining, and you no longer have the courage and passion.
A yoke is stuck around your neck, and you are desperately struggling to take it off, but there is nothing you can do about it.
Therefore, you can only be forced to accept the reality, to survive, and to suffer.
Someone who knows how to help, truly describes this psychological state of suffering:
...... I have just experienced a lot recently, such as just having a child, such as my father just discharged, or being very dissatisfied with my current situation.
I did n’t feel the pressure before, maybe my parents and husband helped me share a little bit, but since my father was sick, I feel that life seems to be tight all of a sudden, and the lack of economy makes this situation more vivid!
I came up with the idea of changing jobs, and then I do n’t know if it ’s really a “three years of pregnancy.” I quit my current job when I did n’t find a new job.
I found a place that is very tired but maybe well paid, but found that the result is not satisfactory, then resigned, and then returned to the original job, but it is even worse!
I don't know how to go in the future. Should I wait for the time to leave, or should I just wait and die here? Hope someone can help me point the way.
Many people expect stability.
But the real so-called stability does not mean that you will never be fired, but that it will enable you to build a strong foundation and have sufficient anti-risk capabilities when you encounter an emergency.
Otherwise, once the risk comes and your spare time is insufficient, you will immediately fall into the scarcity trap, and life will enter a messy vicious circle.
5. How to solve the problem fundamentally?
As mentioned in the book Scarcity:
The scarcity trap ... rooted in the misuse of resources, resulting in actual shortages. The scarcity trap is that it has been one step behind and has been repaying last month's spending.
Managing and using resources in this way will make us feel that we have fewer resources. Amplifying scarcity, just like compound interest, exacerbates the initial scarcity.
Scarcity makes us poor, we lack money, and time; while peeping leads us to focus on the urgent matters at hand, leaving us juggling and getting busy.
As a result, busyness arises. What's more terrible is that poverty and busyness are like twin brothers. The poorer the busier, the busier the poorer.
The root of the scarcity trap is the misuse of resources, resulting in actual shortages.
Therefore, in order to fundamentally solve the problem of poverty, only one method is needed: reallocate your own bandwidth resources.
Put important things into your consideration early when there is plenty of bandwidth and create enough spare time for future choices.
In this way, even in the face of crises, you will be able to do so easily, have enough free choices, and will not be pushed away by "juggling" and "borrowing", so that your career development will enter a virtuous circle.
So, what is "early"? When is the most appropriate time to think about these important things?
It's when you have the most bandwidth.
I think there are two important time periods: one is before the senior year (preferably not more than the third year), and the other is the first three years after you enter the workplace after graduation.
Thinking during college, because this is the time when you have the least financial pressure, you don't need to consider renting, water and electricity, buying a house, getting married, having children, etc.
The first three years of thinking about entering the workplace are because your financial pressure is relatively small, you have advantages in age, and you have a certain understanding of the workplace;
You deeply understand the importance of career planning. You can also choose the most suitable direction and path through forward thinking and get back on track as soon as possible.
Once you miss these two best moments, it means that you not only have to bear huge time costs and opportunity costs, but also are likely to fall into one scarce trap after another due to short-sightedness, unable to extricate yourself.
6. Be alert to the other extreme of scarcity: delays caused by too much spare time
Due to the lack of leisure, the scarcity trap appears, so we must take important things into consideration as soon as the bandwidth is abundant.
But does this mean that everything is fine with free time? Firmly not.
Beware of the other extreme of scarcity: delays caused by too much spare time.
Procrastination is excessive attention to the matter at hand, and it is a burst of blind optimism.
We put aside what we need to do and we squander the money we should have saved.
We mistakenly allocated our abundant resources, too little money was stored and things done, and we were not immune to scarcity that might threaten us.
For example, because you can't stand the last job you were looking for, you have the idea of resigning firmly, and you are determined to plan your future career.
But realistic pressure makes you short-sighted, so you just accept a second job.
Fortunately, although this job is just casual, the salary and working status are far better than you expected. You have a blind optimism, thinking that this job is best for you.
So, the idea of planning your future career is once again left behind: "Let's talk about it later." The next scarcity trap was buried like this.
But it hasn't disappeared, just postponed, waiting quietly for you someday in the future.
The author of this article, Yang Yi, is the chief career planner of First Workplace (WeChat public number career-001). Reprinted with permission from LinkedIn.

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